Wednesday, January 15, 2014

3rd child discount

I was emailed information to apply for a $5000 grant from United Health Care to help cover some of the boys' bills. I wanted the money to pay for extra shifts for Nate since his hours were cut back.

As I was reviewing the criteria, I noticed that Tim and I exceed the household income limit. I called the contact number and spoke to someone regarding our situation. Yes, we exceed the income limit, but we have 3 children with autism. That's 3 times the co-pays. 3 times the therapies. 3 times the medications. Unfortunately, that did not matter.

When my sister and I went to high school, there was a tiered system for the tuition charges. The first child was full price, the second child was discounted, and the third child was free. Why can't that apply here?

How about a policy that every 10th co-pay is free?  How about for every 100 hours of ABA, you get 5 hours free?  How about a punch card for speech and OT visits?

Autism doesn't care how much money Tim and I make. Why should it matter to the insurance companies?